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Security

Payment

We use Securetrading's processing services to facilitate all on line payments. Securetrading use the following processes to validate and authorise payment.


"The credit card information is securely encrypted by the script and communicated via the Internet to one of SECURETRADING's gateway servers, which links immediately to the appropriate bank to request authorisation. All transactions that pass credit card number validity checks are sent to the bank for authorisation."

"At the same time, SECURETRADING's Fraud Control System runs a parallel check to investigate the likelihood of the transaction being fraudulent. This system is programmed to look for known patterns of suspicious activity or information, and returns a 'confidence level'. In the event of a low confidence level - even if the transaction is authorised by the bank - the merchant is left with the decision whether to further verify the identity of the customer before shipping any goods, helping to avoid any chargeback of the payment. "

Authorising the Transaction
"If the transaction is successfully authorised by the bank, this result is transmitted back to the merchant site, together with the transaction reference and the value of the confidence level. The authorisation process checks that the customer has sufficient funds to cover the transaction amount, and allocate the required amount for the transfer to the merchant."

Encryption

"All communication within the system are strongly encrypted using 2048-bit RSA encryption with variable 168-bit session keys (i.e. each transaction uses a new key). This is significantly (many billions of times) more secure than standard browser SSL security provided by, e.g. Internet Explorer. SECURETRADING encryption is also much more secure than that specified for the SET (Secure Electronic Transaction) protocol. The high level of encryption used is forecast as not being a requirement until the year 2015."

Sending your personal information across the web.

Your order details and vat declaration are sent to our server because we need to retain this information.

Our use of SSL technology ensures the safe transmission of personal information. SSL (Secured Sockets Layer) is a protocol which encrypts data between the web browser and server. Typically a normal website sends all these details in "clear text" (no encryption) and it is possible for a third party to "sniff" these details during transmission. SSL cures this problem by encrypting the information with a key which only only the webserver can decrypt. There are various strengths of keys available. Our SSL server uses 128 bit encryption from Thawte.

 

Data security, control and storage.

Access to all personal information is strictly limited to two individuals.

Data is stored under secure conditions in two locations

 


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01983 529590 for
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Benefitsnow Ltd
Unit 4
17d Riverway
Newport
Isle of Wight
PO30 5UX
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Useful Resources
Disabled Living Foundation Fact Sheets | Abledata | Disability Resources Monthly | VAT Notice 701/7/94